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Sign as a Business Leader

As a North Carolina business leader, I endorse the following statement:

We, as North Carolina business leaders, understand that a strong economy and a thriving workforce require healthy families. Right now, too many hard-working families are uninsured. In fact, about two-thirds of all uninsured adults in North Carolina work. They are construction workers, farmers, child care providers, and even veterans. We urge the North Carolina General Assembly to achieve a bi-partisan solution to close the health insurance coverage gap. Now is the time to act. There are proposals on the table that would require no investment of state tax dollars and closing the gap would create an estimated 37,000 jobs and billions in economic activity. Much of this economic activity would benefit our rural communities and other areas most in need of an economic boost. Closing the health insurance coverage gap is a good deal for the health of North Carolina families and for our economy. We urge you to work together and achieve a policy solution that closes the health insurance coverage gap.

Business Leaders for Closing the Coverage Gap

By signing this statement you are granting permission to Care4Carolina to publicize your endorsement. Your personal information will only be used for the purposes of this public endorsement statement and will not be shared with any other entity. Personal contact information will not be shared in endorsement statements listings or ads. Employer affiliation will be used for identification purposes only. For example: “Mr./Ms./Mrs. John Doe, CEO, ABC Corporation*; Anytown, NC”.

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Sign as a Faith Community

Faith Leaders Addendum

As a North Carolina faith leader/ community of faith, I/we endorse the following statement:

We, as people of faith in North Carolina, believe that the Lord brings good news to the poor, binds up the broken-hearted, and comforts all those who mourn. We believe that when we work to ease the burdens of our neighbors who are struggling the most, we are caring for God. And, we believe we are called to follow our God by doing good, not only in the halls of our congregations, but by seeking justice in the wider world.

That means we cannot stand silent when presented with the opportunity to provide healthcare coverage for hundreds of thousands of our brothers and sisters. We understand that a community cannot flourish while its people lack access to affordable, quality healthcare. Healthy families are the bedrock of our communities of faith and of our local economies. Uninsured North Carolinians include members of our congregations, pastors, child care providers, farmers, construction workers, small business owners, neighbors, and friends. We urge the North Carolina General Assembly to work together across bi-partisan lines to close the health insurance coverage gap for all of these children of God.

Signing Disclosure

By signing this statement you are granting permission to Care4Carolina to publicize your endorsement. Your personal information will only be used for the purposes of this public endorsement statement and will not be shared with any other entity. Personal contact information will not be shared in endorsement statements, listings, or ads. Employer information will be used for identification purposes only. For example: “Rev. John Doe, Pastor, ABC Church, Anytown, NC.”

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Sign as a Grassroots Group

As legislation progresses to enact a North Carolina solution to close the health insurance coverage gap, it is critical that we have a grassroots team ready to mobilize. By signing up as a member of the Care4Carolina Grassroots Action Network, you agree to activate your group/organization when action is requested during the campaign. Action requests may include but are not limited to reaching out to legislators, sharing posts on social media, and relaying information to other contacts.

Your work as a grassroots group/organization is essential to our efforts, and Care4Carolina appreciates your support in ensuring that our mission is achieved. Together, we will find a North Carolina solution to close the health insurance coverage gap.

*By signing on as a member of the Care4Carolina Grassroots Action Network, your group/organization’s information will not be shared externally. The information collected through this form is for internal use only.

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North Carolina Mothers Deserve Better

May 11, 2021 by Hailey Gutzmer Leave a Comment

By Hailey Gutzmer, Research and Communications Coordinator, Care4Carolina

This past Sunday was Mother’s Day, a time to celebrate the incredible hard work and resilience of mothers.  Every mom is a working mom, but for too many mothers in our state, the job comes without a crucial support — health coverage.

Employer-sponsored health insurance is unfortunately not an option for every working mother. Without the ability to receive health insurance through an employer, the only options for coverage are applying for Medicaid or purchasing a private health insurance plan through the health insurance marketplace.

However, the income limit to qualify for Medicaid is 42% of the federal poverty line. That means a working mother with one child that earns more than $7,240/year cannot qualify for Medicaid. This then only leaves one option: purchasing a private plan in the marketplace.  

When visiting the health insurance marketplace, too many working mothers find that they do not qualify for a subsidy because they fall into the coverage gap. The graphic above shows the income limit to qualify for Medicaid in North Carolina and the threshold that a family of two needs to hit before they qualify for a subsidy.

If a mother with one child works a full-time job at minimum wage ($7.25/hr), that mother is going to find herself right in the middle of the coverage gap with no assistance and no affordable options for health insurance coverage.

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Yes, she could still purchase a private plan in the marketplace without a subsidy. But looking at premium prices across the state, this is simply not an affordable option. The monthly premium for the lowest-cost bronze plan in the marketplace ranges from $268.27/month in the central region of the state to $400.20/month in the east. The deductible for these lowest-cost bronze plans is around $8,550, and the coverage is very limited before you hit the deductible. 

Many working mothers come to the devastating realization that it is just not possible to purchase a private health insurance plan when there is rent to pay, bills to cover, and expenses for taking care of a child. These mother’s then have no health coverage with no protection in the case of a health emergency, leaving themselves and their families vulnerable in a time of crisis.

Our state cannot function without healthy and thriving moms. And it is nearly impossible to remain healthy if you do not have health coverage and cannot access care. No mother should have to fear that she will not be able to see her child grow-up because of unmet health needs. We need to do better, North Carolina. 

Closing the health insurance coverage gap would provide affordable health coverage to many mothers that currently find themselves without any assistance. Better health coverage is essential to ensuring the health of mothers and their families. Closing the coverage gap a simple step that our state legislators can take to show that North Carolina values hardworking moms and all that they do.

Category iconSpring 2021 Series Tag iconCoverage Gap,  Private Health Insurance Plans,  Working Families,  Working Mothers

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